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Retirement Literacy Study Confirms Lack of Knowledge
In an effort to study the retirement literacy of American adults nearing or in retirement, the American College of Financial Services conducted an online survey of consisting of 38 questions....
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Should Your Retirement Plan Include an Annuity?
Most people who have started to think about their retirement plan realize that a pension or Social Security alone will not be enough. It’s important to pan and save using an array of strategies. Some...
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Annuity Laddering and Your Retirement Savings Strategy
Concern over outliving retirement savings is very legitimate as life expectancies continue to lengthen. One method of providing peace of mind over this worry is through annuity-laddering. Annuity...
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Annuity Trends: Life-Only Guarantees on the Rise
According to a recent article from InsuranceNewsNet, inquiries about life-only guarantees on income annuities jumped to 26% compared to the previous year, at 22.4%. This is the third year in a row that...
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Keep It Simple When Shopping Annuities
One of the most common phrases surrounding annuity product is that they aren’t bought; they are sold. The saying originates from the fact that annuities are often very complicated and can sometimes be...
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Planning to Purchase An Annuity? Consider This First
It seems as if annuities have been a hot topic again as advisers and investors continue to wonder when the next financial crisis will hit. It’s been a decade since the last major downturn causing many...
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Need Retirement Income Now? Consider an Immediate Annuity
For most retirees, the biggest fear later in life is running out of money. One of the only solutions to this issue is purchasing a life-long stream of income, or annuity product. With an immediate...
View ArticleAnnuity Advantages
An annuity is a contract between you and an insurance company, whereby you give the insurer your premium dollars, and in return the insurer guarantees you certain benefits. While annuities are not life...
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Study Finds People Want Guaranteed Income but Not Annuities
How would you like to have a guaranteed stream of income in retirement? Most people would jump at the opportunity. How do you feel about adding an annuity to your retirement portfolio? According to a...
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Generating Lifetime Income From Your Retirement Savings
For many, the “savings” part of retirement planning is the easy part. It’s figuring out how to turn that savings into a steady income that can be tricky, especially when wanting that income to last a...
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